HAPPY NEW YEAR EVERYONE! Yup! It's a new year! It's 2015, and is probably most often the case, we are, along with setting our awesome resolutions, settling down into "de-stressing" from the hectic period that came along with the Christmas season, with entertaining family and friends in our homes, eating all that food, buying all those gifts!!! We probably have quite a few financial expenses dealing with at the moment as well, whether it be for loans that were taken out to "meet the season", or just for everyday expenses that accelerated last year. So...what's the plan?! What I'd like to know from you all is what are you planning to do this year in order to ensure the following: 1. That you make a good, solid change for the better this year: whether it be in your attitude, your spending habits or your love life 2. That you remain consistent with the positive changes that you make, and 3. That you don't make the same mistakes that you made last year, ever again (or at least reduce that chance significantly)? Let me know!!!