I've used a variety of bank accounts in a couple of countries and noticed that they all seem to have budgeting apps. Does anybody else use these features? Do you even budget and, if so, how do you track your expenses?
I don't use these features because personally I never have an issue with budgeting or anything along those lines and budgeting is a relatively separate task. However, some of these apps do seem useful and I can see why people would use them, however, they do seem to exist here in the United States too.