I just recently had to file a dispute with Paypal about someone transfering themselves over $1000 out of my account. Paypal DID take care of it, I give them the credit for that, but my problem is that this was done around 1:30 in the morning, Paypal didn't email me about it until 3:30 in the morning so I could quickly file a dispute, then not a full 15 minutes after my dispute was filed I get an email from Paypal saying that their department flagged it for fraud. The biggest issue I have with them is I filed a dispute, and suddenly their fraud department came in to do it's job, THEN even after a dispute AND their fraud department (supposedly) flagging the transaction they still apparently couldn't stop the transaction from being tried at my bank repeatedly. The fact that they apparently have no control over their own systems has caused me multiple fees and hours of my time talking to my bank. If you dispute it and/or their fraud catches it, there is no excuse for them to say that they cannot stop the transaction, no matter how many times they are willing to put the money back after they fraudulently take it out. I also called on the fees and was told that I would need to go to my bank with a vague email about how Paypal is aware the transaction is fraudulent and that the bank needs to refund the fees. Ridiculous policies and terrible service.