PayPal fee query...

Discussion in Payment Methods started by YamiPrem • Nov 1, 2012.

  1. YamiPrem

    YamiPremNew Member

    Joined:
    Nov 1, 2012
    Threads:
    6
    Messages:
    22
    Likes Received:
    0
    I have a Paypal but it is not connected to a debit account. It is only connected to a credit account.

    I noticed when sending money as a Gift, I am still charged a fee. I tried with the Purchase|Goods option and there is no mention of a fee. As I am the buyer, I assume the seller pays for the fee.

    My question is, which way would the fee come out less? As Personal|Gift or Purchase|Goods with only credit bank account?

    Thanks in advance.
     
  2. tosaytheleast

    tosaytheleastActive Member

    Joined:
    May 2, 2012
    Threads:
    20
    Messages:
    473
    Likes Received:
    4
    I am not really sure but I though that when you send payment as a Gift, they don't charge fees. The last time I did this was last year and I didn't have any fees. So for me it would be to send as a gift.
     
  3. A.P.W.

    A.P.W.Member

    Joined:
    Oct 3, 2012
    Threads:
    11
    Messages:
    35
    Likes Received:
    0
    Yes I have just done that same thing myself. I paid for an Item as if it was a gift through a mix up with paypal. They can be very difficult to fathom sometimes, I know how you feel. You should, however not be charged any fees.
     
  4. YamiPrem

    YamiPremNew Member

    Joined:
    Nov 1, 2012
    Threads:
    6
    Messages:
    22
    Likes Received:
    0
    I think they charge fees if you either:

    a) don't use PayPal balance to pay
    b) don't use debit account


    Thanks for the responses though. Question still open.
     
  5. LovelyLanie

    LovelyLanieMember

    Joined:
    Nov 11, 2012
    Threads:
    0
    Messages:
    70
    Likes Received:
    1
    I only know that I receive funds and I transfer it to my bank account. I get charged $0.50 each time unless if it is over $150, and then the transaction is free. I wonder if you need to gift a minimum amount of money for Paypal to waive the fee? I hope this helps.
     
  6. crossunitedfate

    crossunitedfateMember

    Joined:
    Oct 18, 2012
    Threads:
    4
    Messages:
    99
    Likes Received:
    0
    Paypal is a weird beast. Most of the times, I don't get charged any fees as of late. Most of the time, I can mark stuff off has personal or a gift to knock the fees off.

    But it also varies on country. My advice, start looking for other services outside of Paypal.
     
  7. vpresson

    vpressonWell-Known Member

    Joined:
    Aug 20, 2012
    Threads:
    38
    Messages:
    1,153
    Likes Received:
    13
    I have no idea i have never been charged for this on paypal but than again my paypal is linked to my bank maybe it charges cause it's a credit account i'd contact paypal and ask for help.
     
  8. crossunitedfate

    crossunitedfateMember

    Joined:
    Oct 18, 2012
    Threads:
    4
    Messages:
    99
    Likes Received:
    0
    Nope, the charges have nothing to do with being linked to a bank or not. My account is linked, verified, and I have Paypal's Mastercard. Depending on what I do, I still get a tiny fee somehow.
     
  9. Jessi

    Jessi<a href="http://www.quirkycookery.com">QuirkyCooke

    Joined:
    Mar 31, 2012
    Threads:
    126
    Messages:
    2,256
    Likes Received:
    78
    The biggest question that doesn't seem to have been asked yet is:

    What country are you from? And are you sending the money within the same country?

    Many places don't get fees tacked on if the money is sent as a gift, but some places get the fees regardless of the reason of the transaction.
     
  10. addicted_buyer

    addicted_buyerExpert

    Joined:
    Mar 28, 2012
    Threads:
    73
    Messages:
    983
    Likes Received:
    8
    Bingo.

    [​IMG]

    You can't even send (or received) money as a gift from my location. Either if you're paying for something or getting paid, you'll have to face PayPal's ridiculously high fees.
     
  11. charlesnear

    charlesnearNew Member

    Joined:
    Jul 13, 2013
    Threads:
    0
    Messages:
    10
    Likes Received:
    0
    There are no additional fees if you send it as personal but if you use your credit card to send payment as personal/gift then there would be additional fees.
     
  12. saveraddict

    saveraddictMember

    Joined:
    Sep 19, 2013
    Threads:
    5
    Messages:
    26
    Likes Received:
    2
    If you can handle the setup, try using Paypal mass pay. Don't let the name fool you, you can use it to pay only one person with it as well. It involves creating a text file with many payments, with one line per person, so you can have one line for paying one person. For the details see

    Log In



    The great news? The maximum fee for each use is $1 only!
     
  13. mccanono

    mccanonoMember

    Joined:
    Sep 26, 2013
    Threads:
    4
    Messages:
    94
    Likes Received:
    5
    Exactly.

    Also, (although highly unlikely) your bank may charge you for using it with Paypal.

    How much exactly did you incur as fee?