My preferred payment method online is Paypal. You can earn money from various online sites which pays you in Paypal which is a great choice if you ever think about earning money online. There are also a variety of ways Paypal can benefit you. You can pay with your debit or credit card after linking it to Paypal, but it does charge you a little fee depending on the price you're paying which is unfortunate. It's a good way to buy some products online if they don't accept direct credit or debit cards. I haven't ran into any troubles with Paypal yet which is lucky for me. Once your account gets frozen, it will take a long time to get it back which is why some people are a bit reluctant in joining that website. Your funds can get frozen, but if you have the necessary proof that the account is yours, you will be fine.