Paypal offers different types of accounts. The default account type is Personal. I currently have a personal account and it's been perfect for me. I'm able to receive and send money whenever I want. However, one of the affiliate sites that I have joined requires me to either have a Premier or Business account. I'm a bit skeptical in getting either of the two. Could anybody please enlighten me on the advantages that I would have if I would shift to Premier or Business? Also, are there any disadvantages of shifting to these types of accounts?